Education loans

The right education loan for your Karnataka college.

An education loan covers your tuition — and often hostel, exam and other study costs. You repay after your course, once you start earning. We help you get one from a nationalised bank and guide the paperwork, so a confusing process becomes a few clear steps.

What we check for you

  • Whether you qualify for a loan up to ₹7.5L without collateral
  • Which nationalised bank suits your college
  • What documents you'll need
  • How to apply from your home in Kerala

Loans from nationalised banks

We work with nationalised banks across India. For approved courses and colleges, they offer education loans up to ₹7.5 lakh without any collateral — you don't need to pledge property. We help you choose the right one and get through the process.

Facilitator, not a lender. Vidhyapay guides your application. Final approval and terms rest with the bank, which disburses the loan directly to your college.
Check eligibilityApply