Nationalised banks
Education loans from nationalised banks.
Nationalised banks across India offer education loans for approved courses and colleges — including up to ₹7.5 lakh without collateral. They're a trusted, affordable way to fund your studies, and you can usually apply from a branch near your home in Kerala.
At a glance
- Up to ₹7.5L without collateral
- For approved courses & colleges
- Repay after your course
Courses covered
Nursing, engineering, allied health, management, law, and other approved professional courses.
Documents you'll need
Admission letter, fee structure, mark sheets, ID & address proof, income proof, co-applicant details. We give you the full checklist when you apply.
How to apply with Vidhyapay
Check eligibility → we confirm the right nationalised bank → we prepare your document list → you submit at your branch in Kerala, with our guidance.
Vidhyapay is a loan facilitator, not a lender. Final approval and terms rest with the bank. The bank disburses the loan directly to your college.